Workers Compensation Insurance

Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Each state maintains its own Workers Compensation regulations and requierments. Benefits and premium rates vary by state.

Your employees are covered for job related accidents which result in bodily injury and disease arising out of exposure which waas work related, which are unique to the occupation.

Workers' Compensation provides for the payment of four types of benefits:

• Medical benefits
• Income benefits
• Death benefits
• Rehabilitation benefits

Stafford & Co Insurance can design a program for you which will meet your state obligations as well as take care of your employees when they are injured and unable to work. With our partners insurance companies we can arrange light duty return to work programs, when allowed by law, and rehabiltation programs which will enable you to return your employees to work and control your insurance costs.